RV Insurance in Medford, OR
At AIC Insurance Agency - Medford, we understand how important it is to insure your recreational vehicle and protect your finances. Our team is dedicated to helping RV owners find the coverages that fit their unique needs.
What Does a Policy Cover?
RV insurance typically offers coverage for the following situations:
- Your RV burns in an accidental fire.
- Your motorhome and furniture inside are damaged after a break-in.
- Your RV is damaged after being hit by a driver with insufficient liability coverage.
- You hit someone else’s RV while backing into a parking lot.
Why Does RV Insurance Matter?
Your RV insurance policy can help reduce the financial burden of accidents, damage and liabilities. Oregon also legally requires drivers to carry minimum liability coverage. In addition, some lenders may ask for proof of collision and comprehensive coverage if you’re financing your vehicle.
How Much Does It Cost to Insure an RV?
The cost of an RV insurance policy can depend on various factors, which may include the following:
- Vehicle characteristics (e.g., type, model, size): Bigger and newer RV models can be more expensive to insure. The fixtures inside the RV may also affect the cost.
- Driving history: You may be charged lower rates if you don’t have accidents or violations on your record.
- Location: High-risk and densely populated ZIP codes may have higher rates.
- Claims history: More frequent and expensive claims may increase premiums.
- Coverage selections: Higher limits and additional policies can increase your protection and premiums.
- Deductible: Increasing your deductible can lower your premiums.
How Our Team Supports RV Owners
Our team takes the time to consider your circumstances and compare your options. Contact AIC Insurance Agency - Medford today to request a personalized RV insurance quote.