SR-22 in Medford, OR
Navigating SR-22 requirements after a license suspension or a serious traffic violation can be overwhelming. If you have been flagged as a high-risk driver, the financial and legal consequences of remaining uninsured or out of compliance can affect your ability to drive. AIC Insurance Agency - Medford can help you secure the documentation needed to file an SR-22.
What Is an SR-22?
An SR-22 is not a separate insurance policy. It is a certificate your insurance company files with your state to verify that you carry at least the state-required minimum liability coverage. Courts and motor vehicle departments may require it after certain driving violations or as part of license reinstatement.
Who Needs an SR-22?
Drivers may be required to file an SR-22 after:
- A DUI or DWI conviction
- Driving without insurance
- Multiple traffic violations within a short period
- A license suspension or revocation
- An at-fault accident while uninsured
Requirements and filing periods often vary by state, but drivers in Oregon typically must maintain an SR-22 for three years. Confirming the specifics with your agent can help you remain compliant with state laws.
How to Obtain an SR-22
Your insurance carrier typically files the SR-22 directly with your state on your behalf. The process involves securing a qualifying auto policy, requesting the filing and paying applicable fees. Coverage must remain active for the full required period. A lapse can restart the required filing period and may trigger additional penalties.
Get Started
Delaying an SR-22 filing only extends the period of noncompliance. Contact AIC Insurance Agency - Medford today to review your options, get coverage in place and take the first step toward reinstating your driving privileges.